Finance Policy
The financial activities at Trophi are operated in accordance with the finance policy adopted by the board and shall be operated in such a way that the need for long- and short-term financing and liquidity is met. The board reviews the finance policy annually.
Summary Finance Policy
| Financing risk | Policy | Result 12/31/2021 |
| Loan-to-value ratio | 45-55% | 46 |
| Loan maturity | At least 2.0 years incl. letters of credit and associated liabilities | 2.6 |
| Fixed rate maturity | Maximum 30% within 12 months | 19 |
| Equity ratio | At least 30% | 40 |
| Interest rate risk | ||
| Interest coverage ratio | At least 2.0 times (rolling 12 months) | 8,0 |
| Fixed rate period | Average interest lock-in, 1-3 years | 1,3 |
| Fixed rate maturity | 50-70% within 12 months (excl. interest cap) | 64 |
| Currency risk | ||
| Currency exposure | Maximum 25% of equity | 20 |